Do you know what it means to have full coverage car insurance? Having full coverage car insurance means you have more than just the minimum car insurance to "get by" in your state. With full coverage car insurance, you and your car are just that - fully covered and protected against anything that may happen to you or your car. Obviously full coverage car insurance is going to cost more than the minimum car insurance requirements in your state. This is because you are covering everything. Because of the difference in cost, many car owners choose to purchase their state's minimum car insurance requirements rather than purchase a full coverage car insurance policy.
When renting a car for business or personal purposes one of the questions that may come up is do you need rental car insurance. Auto insurance protects you from unforeseen circumstances. When renting a car most car rental agencies will try and sell you auto insurance coverage. Auto insurance sold by car rental firms will include: o Collision Damage Waiver or Loss Damage Waiver which will protect you against damage or theft of rental car. The coverage is however void if you drive under intoxication, have an accident due to speeding, or drive on unpaved roads. o Liability Insurance as required by the law of your state.